When you find out you are pregnant, your life will change. In addition to the anticipation, parents-to-be have a lot to prepare – also in financial terms. Your health insurance fund offers you various supplementary insurances for pregnancy, birth and the postnatal period. At Salem-Spital, you can also take out various upgrades to make your stay as pleasant as possible.
First and foremost, it is reassuring to know that your health insurance covers all the costs of check-ups during pregnancy, childbirth, the postnatal period, follow-up and breastfeeding advice for you and your baby. There is no cost sharing for expectant mothers and the child. Therefore, you do not pay a deductible or an excess, and the costs of hospitalisation are also covered within the scope of your insurance class.
Supplementary insurance – it pays to take it out a few months before you get pregnant
It is a good idea for women who wish to have children to decide whether they would like to take out supplementary insurance for pregnancy and hospitalisation. Depending on the health insurance company, additional prenatal tests, ultrasound examinations and antenatal or postnatal classes are covered by supplementary insurance.
Please note that many insurances have a waiting period of 9 months or more and you have to take out the supplementary insurance in good time.
Take out insurance for your baby up to 3 months after giving birth
It is also important to take out insurance for your baby. Prenatal registration with your health insurance fund is possible. However, you must have taken out retroactive basic insurance for your child no later than three months after the birth.
Do you have any questions? Contact us
Our midwives, doctors and Patient Admissions staff at Salem-Spital are here to help. We will be happy to answer your questions by telephone on +41 31 337 68 50, from Monday to Friday, between 8.00 and 17.00.
Your options and benefits
We offer various upgrade options for your hospital room
For women with basic and semi-private insurance, we offer an individual room upgrade on request.
Furthermore, the upgrades include a variety of additional services.
Please find below an overview of the different offers and costs below:
- From basic to semi-private insurance: CHF 1500 per stay
- From basic to private insurance: CHF 3000 per stay
- From semi-private to private insurance: CHF 1500 per stay
For more information on the services included in the upgrade, please refer to the brochure entitled Additional comfort for mothers-to-be
Our different room categories for the postnatal period
Depending on the supplementary insurance, the costs for various room upgrades in hospital are also covered. At Salem-Spital, you can choose between a single-bed, two-bed, multi-bed or the new and modern family room, depending on the insurance category. All rooms have a baby changing unit and comfortable furnishings. In addition, most rooms offer you a fantastic view of the Bernese Alps and the old town with the Bern Cathedral.
The new family room in which to start your new life as a family
For families who would like to start the new phase of their lives together in a somewhat quieter environment, the new family room built in January 2020 is ideal. It offers space for the mother, partner and one sibling. Both parents can thus be actively involved in the care of the newborn around the clock from the very beginning. For mothers with private insurance (or basic and semi-private insurance with an upgrade to private), the family room is free of charge.
Do you have any questions? Contact us.
Our midwives, doctors and Patient Admissions staff at Salem-Spital are here to help. We will be happy to answer your questions by telephone on +41 31 337 68 50, from Monday to Friday, between 8.00 and 17.00.
We look forward to being there for you and your newborn during this special time after the birth and helping you to start this new phase of your life in the best possible way!
